It is understandable that most people filing bankruptcy are nervous about the bankruptcy process, including the need to appear in Court before a Judge. Luckily, a vast majority of consumer bankruptcy filers never step foot in a Courtroom.
Procedurally, after filing a bankruptcy, debtors are required to attend a short administrative meeting with their lawyer and a trustee (who usually is also a lawyer, hired to make sure there are no excess assets that would be available to pay creditors.) This meeting, (called a 341 Meeting of Creditors,) held about 30-days after filing bankruptcy, is not presided over by a judge, and is usually only a few minuets long.
Filing bankruptcy can be a stressful event for debtors, however appearing in Court is not something most need to be worried about.
by: Justin H. Dion, Esq
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